5 Widespread Misconceptions About Our Expat Automobile Insurance coverage In Portugal
The complexity and generally confusion inherent in looking for a automotive insurance coverage coverage for a rustic with which you aren’t intimately acquainted is exactly why the providers of expatriate-focused Automobile Insurance coverage Brokers In Portugal – equivalent to ourselves right here at Ibex – are so vital. We really feel that one in all our duties is subsequently to teach expats in search of such insurance coverage on a few of the misconceptions and inaccurate presumptions that may come up in relation to subjects just like the under. Sure, you’ll be able to tow a trailer or caravan in your coverage with us You’ll have presumed that you simply would not be capable to tow a caravan or trailer as an Ibex automotive insurance coverage policyholder in Portugal, however you really can – topic to sure situations. These embrace the trailer or caravan not getting used on a business foundation, in addition to your car and the trailer or caravan not exceeding a mixed complete of 10 metres when the latter is being towed. No, you needn’t produce an IPO certificates to safe cowl An IPO certificates is the Portuguese equal of an MOT certificates, and we don’t ask you to provide this earlier than we insure you. Nonetheless, it’s nonetheless essential to make sure your car is roadworthy always, which is what the IPO certificates demonstrates. It’s subsequently nonetheless vital in its personal method. Sure, you’ll be able to take your car exterior Portugal Many expats evaluating automotive insurance coverage brokers in Portugal think about that they would not be coated in the event that they took their car exterior their nation of residence – or at the very least, not with out an extra cost. Right here at Ibex Insurance coverage Companies, nevertheless, our insurance policies really embrace free overseas cowl for non permanent visits to any European Union member nation, in addition to to the Isle of Man, the Channel Islands, Finland, Norway and Switzerland. Once more, nevertheless, there are explicit situations to be borne in thoughts, so we’d urge you to seek the advice of our FAQs for additional data and speak to us in case of doubt. No, you are not insured below your personal coverage when driving another person’s car If you’re driving a car that does not belong to you, it is advisable be certain that the proprietor of the car has organized via their very own insurance coverage coverage so that you can drive it. Sure, you’ll be able to switch your no-claim low cost out of your earlier insurer So long as the no-claims bonus that you’ve earned was in an EU nation, you’ll be able to use this in the direction of your Ibex coverage for Portuguese roads. We are going to settle for written proof of this out of your final insurer. Issues just like the above are important to make clear earlier than you decide to any explicit automotive insurance coverage brokers in Portugal. Happily, we’re one of the vital trusted such brokers within the expatriate market, so that you may be assured of your wants being served by a well-tailored coverage from us.